PrivacyPolicy

to establish your identity and background as an individual (e.g.name, age, marital status, identity documents, address, contact etc.);

to establish your background as a company (e.g. name, directors,shareholders, shareholding, company no and/or dealings etc.), or partnership(e.g. name, details of all partners and/or dealings etc.);

to establish your financial status and creditworthiness (e.g.sources of income, expenses, assets, liabilities, investment portfolio,financial statements, financing history, credit reports, account information etc.); and

•in relation to you using or applying for the services we offer (e.g. funding, payment and repayment details, any form of communication between you and us and any authorized third party etc.).

To administer the Website and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;

To allow you to utilise the functions and features offered on or through our Website and system;

To develop, support and maintain IT systems for the services offered;

To keep the Website safe and secure; and

To provide you with information relating to services offered through the Website.

To verify your identity, background and ensure the accuracy of information provided by you;

To assess your eligibility and suitability to participate in our services; and

To conduct searches, inquiry with Government authorities or credit bureau or any third parties to ensure creditworthiness and for compliance with the law.

To generate agreements, contracts or other documents and incorporate details into documents;

To calculate, collect, allocate and disburse funds;

To keep you and/or related parties personally updated and informed through notices,letters and other documents and forms of communication;

To customize, market or improve our services or Website;

To keep an internal record and database for audit purposes;

To update, manage and maintain your accounts;

To carryout internal monitoring and control and enforcement of obligations of participants;

To maintain a transparent system to enable risk related assessments; and

Other purposes which we deem necessary.

To prevent or report on any criminal act such as money laundering and fraud;

To enforce our rights to recover debts owing to us or any other user of the Website or any other remedies available to us; and

To comply with any obligation under applicable laws and for any other purposes permitted under Privacy Policy.

Information collected from you directly;

When you register or apply for our services, whether as Investor, Issuer or otherwise;

When you browse or visit our Website and use any of our services;

Via any verbal, written or electronic communications with us or our authorised agents;

When managing or transacting your accounts and when making payments;

When you take part in surveys, promotions, and advertisements on the Website etc; and

Credit reporting agencies and publicly available sources such as searches at government authorities or agencies.

Any other sources which has your consent to disclose your information.

Other sources where permitted by law or not otherwise restricted.

Where such information is compulsory and MUST be provided by you. If you refuse to do so we will NOT be able to offer our services to you.

Where such information is optional and you may choose whether to provide us with such information or otherwise. If such information is not provided, it shall not affect your use of our services.

any person or company/ body seeking a funding or providing afunding through the Website, as the case may be;

any person proposing to give a guarantee or security to guarantee the party’s obligations;

any of our agents, representatives, advisers, consultants,operators, programmers, developers, engineers or system providers who are employed or engaged to run, process, or administer the Website and services offered under the Website;

other external professionals providing services to us or on your behalf such as auditors, solicitors and advocates, trustees, valuers, tax consultants, banks, financial institutions and accountants;

liquidators/ receivers and managers, auctioneers;

prospective buyer, dealer of any of our business or assets;

credit reporting agencies, debt collection agencies, regulatory authorities, police, officers and/or public authorities;

any person as required by any applicable laws, rules, regulations,court orders or guidelines;

any of our assignees or transferees of our rights, interests or obligations; and

any other person as required and authorized by us to run our day to day operations of the business and services offered vide the Website.

Anti-Virus Software;

Various authentication processes;

Login ID and Password Verification;

Encryption on transmission of information and passwords;

Automatic Log Out system;

Secure E-signature software/systems;

Regular reviews and checks on systems by security providers;

Limit on sign in attempts and account lock feature;

Storage of information on secure server or drive;

Secure payment/ transfer gateway and/or portal; and

Internal Policies & Standard Operating Procedures

request to update/ change/ delete/ amend/ correct your personal information held by us by providing us with the specific details if the same cannot be done via your profile page;

make any complaint or inquiry you have in respect of the use of your personal data;

check or request from us any of your personal information being held or processed by us; and/or

request from us a copy of your personal data being held or processed by us.

our right to refuse your request as allowed under the Privacy Policy; and

·your payment of charges imposed by us for processing the abovementioned request(s) made by you.